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Need Assistance?
Get credit ready
before your next loan application.
USE OUR CAPITAL TO GROW YOUR BUSINESS!
How much can I borrow?
It will depend on your Credit History, but to give an example no prior defaults, consistent monthly revenue and strong month-to-date, we can get your business up to 3 times your last month revenue.
Frequently Asked Questions
Why Apply for Funding from Tip Top Capital?
Establish or improve your PAYDEX
score or get your money back
guaranteed!
Step 1 of 2
USE OUR CAPITAL TO GROW YOUR BUSINESS!
We work with efficiency, honesty and creativity.
Approve Your Funding
Review the terms , payment frequency, and payback; then prepare to finalize your deal with our underwriting department.
Application Process
Feel free to call us to reach one of our specialist with any questions.
Choose Funding Amount
In the quick 5-minute application, tell us about yourself and how much you want to borrow. Attach any related bank or merchant statements.
Get Your Capital
Your loan is automatically deposited into your bank account at the scheduled day/time. And that is the biggest benefit of trusting Tiptop Capital.
Working Capital
We can help you fund your orders through Purchase order finance. Purchase order finance or PO finance programs pay your suppliers for goods that you have...
Tip Top Capital is a finance company that provides merchant cash advances to small to medium businesses with the working capital they need to operate their business on a daily basis.
VRYDER LOTHIAN (TX)
"I was impressed with Tip Top's can-do attitude. It feels good to work with a professional who knows your business and confidently provides a solution."
$105M
FUNDED TO SMBS
91%
QUALIFIED DEALS APPROVED
100%
AVERAGE APPROVAL RATE
548
FUNDED TRANSACTIONS
Recently Funded Businesses
We have partnered with dozens of lenders to fund even some of the most well-known brands, some of which you may know below.
Funding Services We Offer
Choose Funding Amount
In the quick 5-minute application, tell us about yourself and how much you want to borrow. Attach any related bank or merchant statements.
Get Your Capital
Your loan is automatically deposited into your bank account at the scheduled day/time. And that is the biggest benefit of trusting Tiptop Capital.
Commercial Loan
Tip Top Capital can close quickly if needed. Working with us you gain a financial partner who understands your needs and is vested in your success.
Unsecured Business Loan
Tip Top Capital can close quickly if needed. Working with us you gain a financial partner who understands your needs and is vested in your success.
Invoice Factoring
Whether you're a manufacturer, distributor, supplier, or dealer, Commercial Finance Partners can help you fund the flow of inventory.
Equipment Financing
We provide funding for businesses that are fueled heavily by assets in manufacturing, distribution, retail and commercial services.
Customer Reviews
What people are saying about our product and service.
DONNY J. GRIFFIN (NJ)
“Tip Top Capital was there at the right time and the right place for me when my business really needed the support. And they had the right solution.”
BROCK LAMBRICK (CA)
“I’ve been receiving advances for years, and there's only once place I've gone because I know that they will take care of me. That's Tip Top Capital.”
Can I pay off my loan early?
Typically, you can just ask your Funding Specialist before you complete your contract if you think you will pay it off sooner, so that our Underwriting department may include it in the terms. We may even add an Early Pay-Off Addendum, which will discount 4-12% off of your total loan amount if you pay early.
Do you offer Refinancing?
Yes, we do. If you are more than 50% paid off on your previous loan, we can buy out the balance and offer you additional capital on top. If you are not 50% paid off, then we would not buy out the balance, instead, we would simply offer you a smaller amount than your original loan on top.
When should I apply?
Right now. You can apply as soon as now with simply your bank statements and an application; however, it is best recommended that you apply when you know what to do with the funding.
Where are you located?
We are located in 110 William Street, New York, NY 10038.
